Former U.S President Barack Obama’s credit card was reportedly declined at Estela restaurant in New York City on September 24. 2014.

When his credit card was declined while dining, the Ex-President wondered if he had become a victim of identity theft.

“It turned out I guess I don’t use it enough,” President Obama said. “They thought there was some fraud going on.”

Fortunately, he said, First Lady Michelle Obama had a credit card on hand and paid for the meal.

President Obama told the story at the Consumer Financial Protection Bureau as he announced new protections for debit cards used to deliver federal benefits.

Millions of Americans have been affected by identity theft, including high-profile security breaches at retailers like, Walmart, Target and Home Depot.

“I was trying to explain to the waitress, you know, I really think that I’ve been paying my bills,” President Obama said. “Even I’m affected by this.”

The US president is paid $400,000 (£250,000) per year, as well as given a non-taxable $50,000 expense account, according to reports.

I would say that everyone at some time during their life will have their credit card declined for whatever reason, so even the President of the United States can have his credit card declined.